Pensions to be included in IHT from April 2027: Try Our Free IHT Calculator
From April 2027, new rules mean that unused pensions may count toward your estate for Inheritance Tax (IHT) purposes. This change could significantly increase your IHT bill — especially if you’ve saved into a pension but don’t plan to access it before you die. Many people do plan to keep unused pension funds for their loved ones after they die currently, as it is free from IHT, now only till 31 March 2027.
Use our quick calculator below to check if this applies to you — and if it does, we strongly recommend speaking with us about how to plan around it. It only takes a minute, and it could save your loved ones thousands.
Our calculator is completely confidential and free and takes into consideration the new pension rules from April 2027.
